Bay County, FL
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Bay CountyFL averageUS Census ACS
Municipal budget
Total revenue$359.9M (FY2023)
Total spending$385.0M (FY2023)
Taxes$164.3M (FY2023)
Debt outstanding$346.3M (FY2023)
Spending per resident$2,149 (FY2023)
Upcoming
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Recent meetings
Tue Aug 18, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 45m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
I'd like to call the meeting to order, 18th, 2026, 9 a.m. Welcome. Good morning. Thank you for joining us at the regular meeting. Ms. Smart, would you please call the roll? Commissioner Crosby. Yes, ma'am. Commissioner Bradfield. Yes, ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Chairman Peace. Our invocation will be Pastor Kathy Crowder with Fountain Victor Tabernacle and the Pledge of Allegiance by Commissioner Crosby. If you'd stand, please. Let us pray. Dear Heavenly Father, we thank you for this day and your many blessings. We humbly ask that you give wisdom and guidance today in this meeting. Please give our county commissioners discernment as they consider the needs of our communities. Help them to make decisions with fairness, integrity, and compassion. Remind each person that choices made in this room affect families, businesses, and future generations. We ask that you bless our county with unity and safety, and that you bless each commissioner and their family. In Jesus' name we pray. Amen. Please join me in the pledge. I pledge allegiance to the flag of the United States of America and to the republic for which it stands, one nation, under God, indivisible, with liberty and justice for all. Next will be the approval of the agenda. Do we have any additions or deletions on the agenda? None from staff. Okay. Most approved. Second. All right. Could you call the roll, please? Commissioner Carroll. Commissioner Moore. Commissioner Crosby. Commissioner Red …
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Tue Aug 4, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 42m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
I'd like to call the meeting to order. Good morning and thank you for joining us for this regular meeting. It's August the 4th, 2026. It's 9 a.m. Miss Smart, would you please call the roll? Commissioner Crosby. Yes, ma'am. Commissioner Ratfield. Yes , ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Yes, ma'am. Chairman Pease. Yes, ma'am. Our invocation is by Pastor Josh Pickern, Emanuel Baptist Church, and Commissioner Carroll will give us our Pledge of Allegiance. Please stand. Thank you for having me. Let's pray. God, we come to you this morning thankful that we live in a country, in a state, in a city to conduct business behind closed doors, but we can do it openly. We can do it publicly. And we pray over this meeting that decisions made today would be in accordance with your will, but above that, that they would honor you, that they would glorify you. And we're also thankful for living in a country where we can openly even pray to you, and that you loved us enough to send your son to die for us. And if anyone here has never accepted your free gift of salvation, that today would be the day they would be forgiven of their sins and accept you into their life. We pray for each commissioner here this morning. We pray that you would fill them with wisdom, with discern ment, and let everything done here today be done with you first and in mind. And we pray all this in the name of Jesus. Amen. Amen. Would you join me to pledge? I pledge allegiance to the flag of the …
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Tue Jul 7, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 1h 0m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
I'd like to call the meeting to order. Good morning and thank you for joining us for this regular meeting. It's July the 7th, 2026. It's 9 a.m. Ms. Smart, would you please call the roll? Commissioner Crosby. Yes, ma'am. Commissioner Rathfield. Yes, ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Yes, ma'am. Chairman Peace. Yes, ma'am. Our invocation will be by Pastor Trent Gann, First Baptist Church of Lynn Haven, and our Pledge of Allegiance by Commissioner Moore. Let's pray together. Heavenly Father, we come to you this morning grateful to wake up in a free land. God, thank you for the celebration we've had for 250 years of your grace on this land. And Father, we pray today that we would steward that grace well . Father, we thank you for those who have put themselves forward to serve this county. And God, we pray for our leaders as you've told us to do, God. Father, I pray your blessing on them and on their families. God, I pray your provision for those things that no one but them and their families know about that they need. God, would you show yourself and your grace in the midst of their families . God, give them your peace. And Father, we pray for your wisdom. You tell us that we can ask and you're not going to chastise us for asking for wisdom. God, we need that. Father, we pray for our county. Father, we pray that we would be a county that would honor you. And God, we pray for your continued hand on us. God, may you bless us and keep us. May your face shi …
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Tue Jun 16, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 40m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
I'd like to call the meeting to order. Good morning and thank you for joining us for this regular meeting. It's June the 16th, 9 a.m. Ms. Mark, would you please call the roll? Commissioner Crosby. Yes, ma'am. Commissioner Radfield. Yes, ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Chairman Peace. Could you please stand for our invocation by Pastor Joshua Gray at High Praise Worship Center and Commissioner Crosby will be. Let's pray this morning. Heavenly Father, we thank you for the gift of this day and for the privilege of living and serving in this wonderful county. We're grateful for the blessings that you've poured out upon our community, for our families, our businesses, our schools, our churches, and Lord, for the natural beauty that surrounds us. Wisdom to rest upon these commissioners and all who serve in leadership. Your word says, if any of you lacks wisdom, let him ask of God who gives to all liberally. Grant them clarity in every discussion, discernment in every decision, and the courage to do what is right, even when it's difficult. Help them to lead with integrity, humility, and a genuine desire to serve the people entrusted to their care. May every decision made today promote justice, strengthen our community, and contribute to the flourishing of future generations. We also pray for the citizens of Bay County. Unite us despite our differences. Help us treat one another with respect and kindness. May we be a community marked by compassion, genero …
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Tue May 5, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 32m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
Good morning. I'd like to call the meeting to order. Thank you for joining us for this regular meeting. It's May 5th, 2026. It's 9 a.m. Ms. Smart, would you please call the roll ? Commissioner Crosby. Yes, ma'am. Commissioner Bradfield. Yes, ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Yes, ma'am. Chairman Pease. Yes, ma'am. The invocation will be given by Pastor Matthew Morgan of Palo Alto Church of Christ and the Pledge of Allegiance by Commissioner Crosby. Please rise. Let's pray together. God, we acknowledge that you are sovereign and that any platform or influence or authority that we have has been given to us by you, that we might partner with you in bringing about your justice and your righteousness on earth as it is in heaven. So we work and we serve and we lead humbly, seeking your blessing. We thank you for the gift of this day and the opportunity to gather in service to our community. We ask for your guidance and wisdom for each person in this room. For our commissioners, other leaders and citizens, grant them clarity of thought, compassion in decision making, and the courage to do what is right and just. Help us to remember that the important work that is done here impacts lives beyond these walls. And may fairness, integrity, and unity shape every discussion and decision. God, we ask that you would bless this county, its people, and all those who work to make it a better place. May peace dwell in our community, and may we seek the common good in a …
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Tue Apr 21, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 1h 0m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
Good morning. Let's call the meeting to order. Thank you for joining us for this regular meeting. It's April the 21st, 2026. It's 9 a.m. Ms. Mark, would you please call the roll? Commissioner Crosby. Yes, ma'am. Commissioner Bradfield. Yes, ma'am. Commissioner Caremore. Yes, ma'am. Chairman Peace. Yes, ma'am. The invocation will be led by Pastor Tony Tease of Bear Creek Assembly of God and the Pledge of Allegiance by Commissioner Doug Moore. Please stand. Good morning. Father, it's with a gracious and humble heart that I approach you on behalf of the citizens of our great county and our leadership. Lord, thank you for the day that you've given us, Lord. And Father, for the people that you have placed over us to lead us and to guide us, your word reminds us of that, Lord, that you place them over us for our protection, for our organization, Lord. And I pray a blessing over this county commissioners, Lord, the men and women who lead us, God. And I pray a blessing, God, over the citizens, Lord. Father, may you bless us and keep us, Father. May everything we do today, Lord, bring you glory and honor and everything we say be in cooperation, Father, with one another out of respect. Finally, Lord, I pray, God, that, Lord, you see the weather, you control the weather. You know that we need rain in our area, Father. It's a big issue, Father, with the fires that are raging, that's affecting our citizens, Lord. And we pray, God, that you open up the heavens, allow it to rain down, Fathe …
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Tue Apr 7, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 37m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
Good morning. It's April the 7th, 2026, a regular meeting of the Bay County Commissioners. We'd like to call the meeting to order. Could you call the roll, please? Commissioner Crosby. Yes, ma'am. Commissioner Bradfield. Yes, ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Chairman Pease. Yes, ma'am. Thank you, Ms. Smart. The invocation will be by Reverend Forbes Sermon from Holy Nativity Episcopal Church and the Pledge of Allegiance by Chairman Clare Pease. Thank you for having me. Let us pray. Almighty God, our Heavenly Father, in this season of Easter , we thank you for the abundance of gifts you have bestowed upon the people of this community and for the bounty of Bay County and the beautiful land in which it resides. We also pray for our first responders and all those who put their lives in danger so that we might live in safety and peace. We pray this day for your wisdom and strength upon our commissioners to make fair, meaningful, and timely decisions. Be with them and give them a spirit of wisdom to govern amidst the conflicting interests and issues of our time. Give them compassion to understand the needs of the people who live here and of one another. Give them a sense of your justice so that they may do what is good from the right in your eyes. And may a sense of peace and trust rest upon this place and this group of officials we have entrusted to lead us. All this we ask and pray through your Son, the risen Christ . Amen. I pledge allegiance to the fl …
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Tue Mar 17, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 1h 8m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
Good morning. I would like to call this meeting to order. Thank you for joining us for the regular meeting. It is March 17th, 2026. The time is 9 a.m. Miss Smart, would you please call the roll? Commissioner Crosby. Yes, ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Yes, ma'am. Commissioner Peace. Yes, ma'am. Chairman Radfield. Yes, ma'am. Next, we have the invocation by Pastor Rudy Oliva. Please stand. If you're willing, I invite you to bow your heads and to join me in prayer. Gracious Heavenly Father, I give thanks to you for the gift of life on this St. Patrick's Day. Lord, I am mindful that Patrick changed his nation because he heard who you made him to be and he served his people well. And in like fashion, Lord God, I pray for everybody in this chamber that we begin our day with hearing from you, knowing that you created us with intentionality and love and power, and we live fully and freely into that. And as a result of that, we serve the people around us well . I pray blessing over everybody in this room so that they may flourish not only in this meeting, but also in all that they do in their lives. Lord, we thank you that you're with us and you never leave us behind, and we thank you for the sun that you place upon Bay County today and in all of our days. It's in Jesus' name that I pray. Amen. Please join us for the pledge. I pledge allegiance to the flag of the United States of America and to the republic for which it stands, one nation, under God, ind …
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Tue Mar 3, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 39m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
I'd like to call the meeting to order. Good morning and thank you for joining us for this regular meeting. It's March the 3rd, 2026. It's 9 a.m. Ms. Smart, would you please call the roll? Commissioner Crosby. Yes, ma'am. Commissioner Raffill. Yes, ma'am. Commissioner Carroll. Yes, ma'am. Commissioner Moore. Chairman Peace. The invocation will be led by Pastor David Willis, Forest Park Church, and the Pledge of Allegiance by Commissioner Moore. Please stand. Good morning and thank you for the invitation. Let's bow together and pray. Father, I truly believe that we would be remiss if we did not pause at this time and bring to the forefront of our minds and our hearts our women and men who serve in our United States military. They stand in harm's way this morning more so than normal, and we pray, Almighty God, we beseech you for their safety, that you surround them with your hedge of protection, and that you draw them home safely to their families once again. May you richly bless this nation and protect the fine men and women who stand in harm's way to protect us. Now, as we gather here to conduct the business of this beautiful area that you've given us, as we seek to do your will and be good stewards of the blessing of Panama City and Bay County that we know, may your spirit rest in this place. Father God, I pray that your blessing will rest upon each of those who willfully stepped up to seek election and to govern. May they continue to follow your lead, and may they have the t …
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Wed Feb 18, 2026 · 09:00 AM
BOCC Regular Meeting
📹 From the video · 1h 43m
Auto-transcribed from the official meeting video (speech-to-text — may contain errors).
good morning and thank you for joining us for this regular meeting it's february the 18th it's 9 00 a.m miss smart would you call the roll commissioner crosby yes ma'am commissioner raphael yes ma'am commissioner carroll yes ma'am commissioner peace yes ma'am the invocation will be sorry all good you skipped me and then came back to me no skipping all right invocation by pastor gay high praise worship center and the pledge of allegiance by anthony workman at veterans service okay okay let us pray heavenly father just thank you for this beautiful day you've given us in bay county i just pray for wisdom today as we have this meeting that your hand of protection will be on our board members and staff lord that you'll guide us to serve you and serve this community in jesus name i pray amen i pledge allegiance to the flag of the united states of america and to the republic one nation under god indivisible liberty and justice for all next will be the approval of the agenda are there any additions or deletions to the agenda uh yes madam chair i've had a request to move item number six from uh consent to regular can we get a motion much to approve second mark could you call the roll please commissioner carroll yes ma'am commissioner moore yes ma'am commissioner crosby yes ma'am commissioner bradfield yes ma'am chairman peace yes ma'am under presentations we have four service awards presented today the first one by the first one is jerry walden from engineering will be presented with …
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🌐 County-level context (Bay County)
County-level context — from BLS, IRS, FEMA, HUD, Census. These figures cover the whole county this city sits in, not just the city itself.
Net migration+4,173 people (+$240.8M net AGI · 2023)
Federal disasters (10 yr)20 ({"Hurricane": 26, "Severe Storm": 8, "Fire": 5, "Flood": 4, · last Sat Sep 28, 2024)
Traffic fatalities36 (14 pedestrian · 2024)
Business establishments5,306 (62,282 employees · 2023)
Fair Market Rent (2BR)$1,609/mo (2,171 assisted households · 2025)
Adults with low literacy18.4% (low numeracy 30% · 2017)
Sources: BLS LAUS, IRS SOI, FEMA, NHTSA FARS, Census CBP, HUD, NCES PIAAC
City profile
Everything below is drawn from this city’s own public record and primary-source government data. AI-written summaries are a finding aid, not a citable quote.
$359.9M
Annual budget
$346.3M
Debt outstanding
2,072
Permitted housing units
The money — in
source: Census gov-finance & state comptrollerBudget
Revenue$359.9M
Spending$385.0M
Operating spending ran ahead of revenue this year.
Debt load HIGH
Outstanding debt$346.3M
Debt-to-revenue0.96×
Debt-load index72 / 100
A debt-load indicator (national percentile of debt, deficit & aid-reliance) — not a solvency verdict. Cross-checked against official state fiscal-stress scores where they exist.
Outcomes — economic mobility
source: Opportunity Atlas (Harvard) · research useFor kids who grew up here in low-income households, their adult household-income rank (0–1). The average hides a gap by race:
Research-only layer, shown here for context — not included in the CC BY 4.0 bulk download.
Where it’s happening
geocoded land-use decisions🗺 Interactive map
Every rezoning, development approval, and permit — explore the geocoded records in the research explorer.